Class Schedule

February and March 2010
To pre-register call (605) 348-4550 all classes are at NO CHARGE
All classes are to be held at 2310 N. Maple Ave.

Housing Crisis Recovery
February 2, Tuesday
March 2, Tuesday
6:00-8:00pm

Money in Motion

Money in Motion – Thursday evenings 5:30-8:30 p.m.

Money in Motion class is a short financial literacy program that includes: The keys to getting ahead, developing a budget to get what you want, financial tools to help you, how credit can enhance your life, your credit score – a number to know, what you need to know about contracts, consumer laws to protect you, what to do when things go wrong.

Everyone is welcome to take this class, as well as those who want to take it for bankruptcy purposes as CCCS of the Black Hills is approved to issue certificates in compliance with the Bankruptcy Code. Approval does not endorse or assure the quality of an Agency’s service – Executive Office of the US Trustees.

Credit When Credit is Due (2 part series)

Credit When Credit is Due
Dates:
February 3 & March 3 -Rapid City
February 24 - Pierre, SD
Time: 6:00 to 9:00 p.m.
Chapters 1-6 includes:
What you need to know to get along, How to Budget, How to Decide if You Should Borrow or Not, How to Get Through the Credit Granting Process, How to Determine if You are Getting the Deal You Have Bargained For, Auto Loans and Leases.

Credit When Credit is Due
Dates:
February 10 & March 10 - Rapid City
February 25 - Pierre, SD
Time: 6:00 to 9:00 p.m.
Chapters 7-12 includes:
Home Sweet Home - the Largest Debt You are Likely to Ever Have, Credit Cards and Other Loans, How to Know When You Have a Problem, Dealing with Delinquency and Bill Collectors, Bankruptcy, Building and Rebuilding Your Credit.

Credit When Credit is Due
Dates:
February 18 - Ellsworth AFB
Time: 8:00 to 4:00 p.m.
Chapters 1-12 includes:
What you need to know to get along, How to Budget, How to Decide if You Should Borrow or Not, How to Get Through the Credit Granting Process, How to Determine if You are Getting the Deal You Have Bargained For, Auto Loans and Leases. Home Sweet Home - the Largest Debt You are Likely to Ever Have, Credit Cards and Other Loans, How to Know When You Have a Problem, Dealing with Delinquency and Bill Collectors, Bankruptcy, Building and Rebuilding Your Credit.

Make Your Move…. A Guide to Home Ownership (2 part series)

Make Your Move…. A Guide to Home Ownership

Rapid City Dates:
February 17 & March 17 (Wednesday Evening)
Pierre Dates:
March 23 (Tuesday Evening)
Time: 6:00 to 9:00 p.m.
Chapters 1-5 includes:
You want to buy a house. Where do you begin, How is your credit payment history, Getting pre-qualified or credit approved, What types of loans are available, Shopping for a home.

Make Your Move…. A Guide to Home Ownership

Rapid City Dates:
February 24 & March 24 (Wednesday Evening)
Pierre Dates:
March 25 (Thursday Evening)

Time: 6:00 to 9:00 p.m.
Chapters 6-9 includes:
Finalizing the loan with home inspections, Appraisals, title insurance, etc., The Loan is approved – Let’s Close!, You are a homeowner! What now?, Watch out for predators – avoiding predatory lending practices, and What you can do if you are a victim of them.

Make Your Move…. A Guide to Home Ownership

Dates: February 11(Thursday) Ellsworth AFB

Time: 9:00 am - 4:00 p.m.
Chapters 1-9

NEW……CheckWise

February 23   ~ Tuesday evening ~ 6:00 to 8:00 pm
March 30 ~ Tuesday evening ~ 6:00 to 8:00 pm

CheckWise is a comprehensive guide to managing a checking account, starting with the basics of choosing financial institution, selecting a checking account that meets your needs, learning how to write checks, use online bill pay, reconciling your account and offers tips and tools to help you manage your account. Checking accounts are more than a way to pay for goods and services; they are essential financial building blocks.